Attention homeowners in Pittsburgh and Allegheny County: Get an Appraisal today!

The top reasons PA homeowners need David Owens Appraisal:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce your monthly mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a PA divorce, when property needs to be divided
To settle an estate in Allegheny county or PA by determining the true market value of property in question

Need help determining the price of your house in or near Pittsburgh, PA?
Contact David Owens Appraisal.

We at David Owens Appraisal understand the unique needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at David Owens Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. David Owens Appraisal is seasoned in helping consumers just like you rid themselves of undesirable PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from David Owens Appraisal is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from David Owens Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for efficiency? David Owens Appraisal offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.